Understand the need
Start with the real risk you are trying to address, not a one-size-fits-all recommendation.
Independent guidance since 1991
Barry Olfern and Associates, Inc. helps individuals and families understand their options and choose protection that fits the way they live and travel.
A thoughtful approach
We focus on clear information, practical choices, and personal service—so you can understand what a product does and decide whether it belongs in your plans.
Start with the real risk you are trying to address, not a one-size-fits-all recommendation.
Compare coverage, eligibility, limits, and cost before selecting a plan.
Receive personal assistance when you have questions about the products offered through us.
Now available
Domestic health coverage may offer limited benefits outside the United States. Blue Cross Blue Shield Global Solutions provides international medical plan options designed for travelers.